.toolsHero{grid-template-columns:minmax(0,1fr) 280px;align-items:end;gap:60px;max-width:none;padding-bottom:52px;display:grid}.toolsHero h1{max-width:800px;margin-bottom:24px}.toolsHero .toolsLead{color:#53636c;max-width:630px;font-size:19px;line-height:1.7}.toolPromise{border-top:1px solid var(--line);color:#53636c;margin-bottom:8px;padding-top:22px;font-size:14px}.toolPromise strong{color:var(--ink);margin-bottom:8px;font-size:17px;font-weight:550;display:block}.toolPromise p{margin:0}.directoryToolbar{border-block:1px solid var(--line);justify-content:space-between;align-items:center;gap:24px;margin-bottom:22px;padding:22px 0;display:flex}.categoryFilters{flex-wrap:wrap;gap:8px;display:flex}.categoryFilters button{color:#53636c;cursor:pointer;background:0 0;border:1px solid #0000;border-radius:30px;min-height:44px;padding:10px 17px;font-size:14px;transition:background .18s,color .18s,border-color .18s}.categoryFilters button:hover{border-color:var(--line);color:var(--ink)}.categoryFilters button[aria-pressed=true]{background:var(--ink);color:var(--paper)}.directoryCount{white-space:nowrap;color:#53636c;margin:0;font-size:13px}.toolGrid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;display:grid}.toolTile{border:1px solid var(--line);background:var(--paper);flex-direction:column;min-width:0;padding:30px;transition:transform .2s,border-color .2s,box-shadow .2s;display:flex}.toolTile[hidden]{display:none}.toolTile:hover{border-color:#79aaa0;transform:translateY(-4px);box-shadow:0 12px 30px #0b25390d}.toolTileTop{color:var(--mint-dark);justify-content:space-between;align-items:center;gap:12px;margin-bottom:35px;display:flex}.toolTileTop span{color:#53636c;font-size:12px}.toolTile h2{letter-spacing:-.025em;margin-bottom:16px;font-size:25px;font-weight:550;line-height:1.2}.toolTile h2 a{text-decoration:none}.toolTile>p{color:#53636c;margin-bottom:30px;font-size:15px;line-height:1.7}.toolTileLink{color:var(--mint-dark);justify-content:space-between;align-items:center;gap:12px;min-height:34px;margin-top:auto;font-size:13px;font-weight:600;display:flex}.toolTileLink svg{flex-shrink:0;transition:transform .2s}.toolTile:hover .toolTileLink svg{transform:translate(2px,-2px)}.calculatorHero{max-width:920px;padding-bottom:32px}.calculatorHero h1{font-size:clamp(36px,4.5vw,60px)}.calculatorHero>p:not(.resourceKicker){max-width:740px!important;font-size:18px!important}.calculatorPrivacy{color:#53636c;align-items:flex-start;gap:10px;line-height:1.6;display:flex;font-size:13px!important}.calculatorPrivacy svg{color:var(--mint-dark);flex-shrink:0;margin-top:2px}.planningWorkspace{border:1px solid var(--line);background:#fff;grid-template-columns:minmax(0,1fr) minmax(0,1.08fr);align-items:start;display:grid}.planningForm{min-width:0;padding:36px}.workspaceHeading h2{letter-spacing:-.02em;margin-bottom:12px;font-size:24px;font-weight:550;line-height:1.3}.workspaceOverline{color:#53636c;letter-spacing:.08em;text-transform:uppercase;margin:0 0 18px;font-size:11px;font-weight:600}.localIndicator{color:var(--mint-dark);align-items:center;gap:6px;font-size:11px;display:inline-flex}.localIndicator i{background:var(--mint-dark);border-radius:50%;width:5px;height:5px}.exampleNote{color:#53636c;margin:22px 0 28px;font-size:13px;line-height:1.6}.planningFields{flex-direction:column;gap:25px;display:flex}.planningField{min-width:0}.planningField label{margin-bottom:9px;font-size:14px;font-weight:600;display:block}.fieldControl{align-items:center;display:flex;position:relative}.fieldControl input,.fieldControl select{background:var(--paper);width:100%;min-width:0;min-height:52px;color:var(--ink);font:inherit;font-variant-numeric:tabular-nums;border:1px solid #89989b;border-radius:5px;padding:12px 90px 12px 14px;font-size:19px;font-weight:500}.fieldControl select{padding-right:34px;font-size:16px}.fieldControl input[aria-invalid=true],.fieldControl select[aria-invalid=true]{border:2px solid #9f3028}.fieldControl>span{color:#53636c;pointer-events:none;max-width:80px;font-size:12px;position:absolute;right:14px}.planningHelp{color:#53636c;margin:8px 0 0;font-size:12px;line-height:1.6}.planningFormFooter{border-top:1px solid var(--line);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:14px;margin-top:30px;padding-top:22px;display:flex}.planningFormFooter>span{color:#53636c;font-size:11px}.resetExample{cursor:pointer;min-height:44px;color:var(--mint-dark);font:inherit;background:0 0;border:0;align-items:center;gap:15px;padding:6px 0;font-size:13px;font-weight:600;display:inline-flex}.planningResults{border-left:1px solid var(--line);background:#eff5f2;align-self:stretch;min-width:0;padding:36px}.resultLabel{color:#415b5a;margin:0 0 8px;font-size:15px;font-weight:500;line-height:1.5}.resultTotal{letter-spacing:-.04em;font-variant-numeric:tabular-nums;overflow-wrap:anywhere;margin:0 0 13px;font-size:clamp(30px,3.8vw,52px);font-weight:550;line-height:1.2}.resultQualifier{color:#53636c;max-width:350px;margin-bottom:28px;font-size:12px;line-height:1.6}.resultBreakdown{margin:0}.resultBreakdown>div{border-top:1px solid #0b25391f;justify-content:space-between;align-items:start;gap:18px;padding-block:12px;font-size:14px;display:flex}.resultBreakdown dt{color:#415b5a;min-width:0}.resultBreakdown dt small{max-width:240px;margin-top:5px;font-size:11px;display:block}.resultBreakdown dd{font-variant-numeric:tabular-nums;overflow-wrap:anywhere;text-align:right;min-width:90px;max-width:50%;margin:0;font-weight:600}.projectionChart{margin:30px 0 0}.projectionChart figcaption,.repaymentChart figcaption{margin-bottom:13px;font-size:14px;font-weight:550}.projectionChart svg{width:100%;height:auto;overflow:visible}.projectionChart svg text{font-family:var(--font-sans),Arial,sans-serif;fill:#53636c;font-size:12px}.chartLegend{color:#415b5a;flex-wrap:wrap;gap:10px 20px;margin-bottom:12px;font-size:11px;line-height:1.5;display:flex}.chartLegend>span{align-items:center;gap:7px;display:flex}.chartLegend i{width:14px;height:3px;display:inline-block}.legendValue{background:var(--mint-dark)}.legendPrincipal{border-top:2px dashed #7f8d91}.legendInterest{background:#82bfad}.yearlyDetails{border-block:1px solid var(--line);font-size:13px}.yearlyDetails summary{cursor:pointer;min-height:44px;color:var(--mint-dark);padding:12px 0;font-weight:550}.yearlyScroll{max-height:330px;margin-bottom:15px;overflow-x:auto}.yearlyScroll table{border-collapse:collapse;white-space:nowrap;width:100%}.yearlyScroll caption{white-space:normal;text-align:left;color:#53636c;padding-bottom:10px;font-size:11px}.yearlyScroll th,.yearlyScroll td{text-align:right;border-bottom:1px solid var(--line);font-variant-numeric:tabular-nums;padding:8px;font-size:12px}.yearlyScroll th:first-child{text-align:left}.assumptionSummary{border-top:1px solid var(--line);margin-top:28px;padding-top:24px}.assumptionSummary h3{margin-bottom:12px;font-size:14px;font-weight:600}.assumptionSummary ul{color:#415b5a;padding-left:18px;font-size:12px;line-height:1.7}.assumptionSummary li{margin-bottom:8px}.assumptionSummary>p{color:#53636c;margin:16px 0 0;font-size:11px}.assumptionSummary a{color:var(--mint-dark);text-decoration:underline}.planningEmpty{min-height:220px;padding:26px 0}.planningEmpty h2{font-size:26px;font-weight:550;line-height:1.3}.planningEmpty p{color:#415b5a;font-size:15px}.repaymentChart{margin:28px 0}.repaymentBar{gap:3px;width:100%;height:17px;margin-bottom:16px;display:flex;overflow:hidden}.repaymentBar span:first-child{background:var(--mint-dark)}.repaymentBar span:last-child{background:#82bfad}.collateralStress{background:#e1ece6;border:1px solid #9ab6aa;margin-top:25px;padding:20px}.collateralStress h3{font-size:17px;font-weight:550;line-height:1.4}.collateralStress dl{margin:0}.collateralStress dl div{padding:10px 0}.collateralStress dt{color:#415b5a;font-size:12px}.collateralStress dd{font-variant-numeric:tabular-nums;overflow-wrap:anywhere;margin:4px 0;font-size:20px;font-weight:550}.collateralStress>p{color:#415b5a;margin:10px 0 0;font-size:12px;line-height:1.7}.calculationMethod{max-width:820px;margin-top:48px}.calculationMethod>h2{margin-bottom:24px;font-size:28px;font-weight:550;line-height:1.3}.methodDisclosure{border-block:1px solid var(--line)}.methodDisclosure+.methodDisclosure{border-top:0}.methodDisclosure summary{cursor:pointer;min-height:48px;padding:20px 0;font-size:16px;font-weight:550}.methodDisclosure .prose{padding-bottom:16px;font-size:15px}.relatedTools{border-top:1px solid var(--line);margin-top:48px;padding-top:24px}.relatedTools h2{font-size:24px;font-weight:550;line-height:1.3}.relatedToolLinks{flex-wrap:wrap;gap:12px 28px;font-size:14px;display:flex}.relatedToolLinks a{color:var(--mint-dark);min-height:32px;text-decoration:underline}.resourcePage :is(select,summary,.yearlyScroll):focus-visible{outline:3px solid var(--mint-dark);outline-offset:4px}.readingProgress{z-index:30;pointer-events:none;height:3px;position:fixed;top:0;left:0;right:0}.readingProgress span{background:var(--mint-dark);transform-origin:0;height:100%;display:block;transform:scaleX(0)}.articleSource{color:var(--mint-dark);min-height:32px;font-size:13px;text-decoration:underline;display:inline-block}.articleContext{border:1px solid var(--line);background:#eff5f2;margin-bottom:32px;padding:20px 24px;font-size:14px;line-height:1.7}.articleContext p{margin:0}.articleContext p+p{margin-top:10px}@media (max-width:1000px){.toolGrid{grid-template-columns:repeat(2,minmax(0,1fr))}.toolsHero{grid-template-columns:minmax(0,1fr) 220px;gap:30px}.planningForm,.planningResults{padding:28px}}@media (max-width:760px){.toolsHero{display:block}.toolPromise{max-width:400px;margin-top:30px}.directoryToolbar{flex-direction:column;align-items:start;gap:16px}.categoryFilters{gap:6px}.categoryFilters button{padding:8px 13px;font-size:13px}.planningWorkspace{grid-template-columns:1fr}.planningResults{border-left:0;border-top:1px solid var(--line)}.planningForm,.planningResults{padding:24px}.resultTotal{font-size:42px}.planningFields{gap:22px}}@media (max-width:480px){.toolGrid{grid-template-columns:1fr;gap:14px}.toolTile{padding:25px}.toolTileTop{margin-bottom:25px}.toolTile h2{font-size:25px}.planningForm,.planningResults{padding:22px 18px}.resultTotal{font-size:36px}.resultBreakdown>div{gap:12px;font-size:13px}.resultBreakdown dd{min-width:78px}}@media (prefers-reduced-motion:reduce){.toolTile,.toolTileLink svg,.categoryFilters button{transition:none}.toolTile:hover,.toolTile:hover .toolTileLink svg{transform:none}}@media print{.planningForm,.categoryFilters,.directoryToolbar,.readingProgress{display:none!important}.planningWorkspace{border:0;display:block}.planningResults{background:#fff;border:0}.yearlyDetails:not([open]){display:none}}